Home Loans
At Mainstream Loans, we understand that choosing the right home loan is one of the most important financial decisions of your life. Whether you are buying your first home, looking to invest in property, or refinancing an existing mortgage, our team is here to provide expert guidance and the best loan solutions available in the market.
Becoming a First Home Owner
Buying your first home is exciting—but it can also feel overwhelming. At Mainstream Loans, we make the process simple by walking you through every step:
- First Home Owner Grant (FHOG) Guidance – We help you check eligibility and apply for government incentives.
- Loan Pre-Approval Support – Know your borrowing capacity before house hunting.
- Low Deposit Options – Tailored solutions for first-time buyers with smaller deposits.
- Step-by-Step Support – From choosing the right bank to final settlement, we handle the details so you can focus on your new home.
(With our local expertise in Australia, we know the market trends and the right lenders who support first home buyers.)
Investing in Property
Looking to build wealth through real estate? Property investment can be a smart way to secure your financial future—if you have the right loan strategy.
At Mainstream Loans, we help you:
- Structure your loan to maximize tax benefits.
- Access competitive interest rates for investment properties.
- Choose between interest-only and principal-and-interest repayments.
- Plan for long-term growth and rental income returns.
(Whether it’s your first investment property or part of a growing portfolio, our loan specialists help you find a lending solution that fits your financial goals.)
Refinancing Your Home Loan
Already own a home but feel you’re paying too much interest? Refinancing can help you save thousands over the life of your loan.
With Mainstream Loans, refinancing means:
- Accessing a lower interest rate.
- Reducing monthly repayments.
- Unlocking home equity for renovations, investments, or personal needs.
- Consolidating multiple debts into a single, manageable loan.
(We compare multiple lenders to make sure you get the best deal—without the hassle of negotiating on your own.)
Why Choose Mainstream Loans for Home Loans in Australia?
- Expert mortgage brokers with local knowledge of the Australia housing market.
- Partnerships with Australia’s top banks and lenders.
- Personalized loan strategies based on your needs and goals.
- Transparent advice—no jargon, no hidden surprises.
- Fast approvals and ongoing support, even after settlement.